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Negotiable Instruments Act, 1881

Negotiable Instruments Act 1881 defines and regulates the negotiable instruments which are promissory notes, bills of exchange and cheques. This act consists of 147 sections. Get the detailed description of all the sections of The Negotiable Instruments Act 1881 only at easyadvocacy.



Section Title
Section- 1 Section - 1. Short title Chapter 1
Section- 2 Section - 2. Repeal of enactments Chapter 1
Section- 3 Section - 3. Interpretation-clause Chapter 1
Section- 4 Section - 4. "Promissory note." Chapter 1
Section- 5 Section - 5. "Bill of exchange" Chapter 1
Section- 6 Section - 6. "Cheque" Chapter 1
Section- 7 Section - 7. "Drawer." "Drawee" Chapter 1
Section- 8 Section - 8. "Holder" Chapter 1
Section- 9 Section - 9. "Holder in due course" Chapter 1
Section- 10 Section - 10. "Payment in due course" Chapter 1
Section- 11 Section - 11. Inland instrument Chapter 1
Section- 12 Section - 12. Foreign instrument Chapter 1
Section- 13 Section - 13. "Negotiable instrument" Chapter 1
Section- 14 Section - 14. Negotiation Chapter 1
Section- 15 Section - 15. Indorsement Chapter 1
Section- 16 Section - 16. Indorsement "in blank" and "in full" Chapter 1
Section- 17 Section - 17. Ambiguous instruments Chapter 1
Section- 18 Section - 18. Where amount is stated differently in figures and words Chapter 1
Section- 19 Section - 19. Instruments payable on demand Chapter 1
Section- 20 Section - 20. Inchoate stamped instruments Chapter 1
Section- 21 Section - 21. "At sight".-"On presentment" Chapter 1
Section- 22 Section - 22. "Maturity" Chapter 1
Section- 23 Section - 23. Calculating maturity of bill or note payable so many months after date or sight Chapter 1
Section- 24 Section - 24. Calculating maturity of bill or note payable so many days after date or sight Chapter 1
Section- 25 Section - 25. When day of maturity is a holiday Chapter 1
Section- 26 Section - 26. Capacity to make, etc., promissory notes, etc Chapter 1
Section- 27 Section - 27. Agency Chapter 1
Section- 28 Section - 28. Liability of agent signing Chapter 1
Section- 29 Section - 29. Liability of legal representative signing Chapter 1
Section- 30 Section - 30. Liability of drawer Chapter 1
Section- 31 Section - 31. Liability of drawee of cheque Chapter 1
Section- 32 Section - 32. Liability of maker of note and acceptor of bill Chapter 1
Section- 33 Section - 33. Only drawee can be acceptor except in need or for honour Chapter 1
Section- 34 Section - 34. Acceptance by several drawees not partners Chapter 1
Section- 35 Section - 35. Liability of indorser Chapter 1
Section- 36 Section - 36. Liability of prior parties to holder in due course Chapter 1
Section- 37 Section - 37. Maker, drawer and acceptor principals Chapter 1
Section- 38 Section - 38. Prior party a principal in respect of each subsequent party Chapter 1
Section- 39 Section - 39. Suretyship Chapter 1
Section- 40 Section - 40. Discharge of indorser's liability Chapter 1
Section- 41 Section - 41. Acceptor bound, although, indorsement forged Chapter 1
Section- 42 Section - 42. Acceptance of bill drawn in fictitious name Chapter 1
Section- 43 Section - 43. Negotiable instrument made, etc., without consideration Chapter 1
Section- 44 Section - 44. Partial absence or failure of money-consideration Chapter 1
Section- 45 Section - 45. Partial failure of consideration not consisting of money Chapter 1
Section- 45 A Section - 45 A. Holder's right to duplicate of lost bill Chapter 1
Section- 46 Section - 46. Delivery Chapter 1
Section- 47 Section - 47. Negotiation by delivery Chapter 1
Section- 48 Section - 48. Negotiation by indorsement Chapter 1
Section- 49 Section - 49. Conversion of indorsement in blank into indorsement in full Chapter 1
Section- 50 Section - 50. Effect of indorsement Chapter 1
Section- 51 Section - 51. Who may negotiate Chapter 1
Section- 52 Section - 52. Indorser who excludes his own liability or makes it conditional Chapter 1
Section- 53 Section - 53. Holder deriving title from holder in due course Chapter 1
Section- 54 Section - 54. Instrument indorsed in blank Chapter 1
Section- 55 Section - 55. Conversion of indorsement in blank into indorsement in full Chapter 1
Section- 56 Section - 56. Indorsement for part of sum due Chapter 1
Section- 57 Section - 57. Legal representative cannot by delivery only negotiate instrument indorsed by deceased Chapter 1
Section- 58 Section - 58. Instrument obtained by unlawful means or for unlawful consideration Chapter 1
Section- 59 Section - 59. Instrument acquired after dishonour or when overdue Chapter 1
Section- 60 Section - 60. Instrument negotiable till payment or satisfaction Chapter 1
Section- 61 Section - 61. Presentment for acceptance Chapter 1
Section- 62 Section - 62. Presentment of promissory note for sight Chapter 1
Section- 63 Section - 63. Drawee's time for deliberation Chapter 1
Section- 64 Section - 64. Presentment for payment Chapter 1
Section- 65 Section - 65. Hours for presentment Chapter 1
Section- 66 Section - 66. Presentment for payment of instrument payable after date or sight Chapter 1
Section- 68 Section - 68. Presentment for payment of instrument payable at specified place and not elsewhere Chapter 1
Section- 69 Section - 69. Instrument payable at specified place Chapter 1
Section- 70 Section - 70. . Presentment where no exclusive place specified Chapter 1
Section- 71 Section - 71. Presentment when maker, etc., has no known place of business or residence Chapter 1
Section- 72 Section - 72. Presentment of cheque to charge drawer. Chapter 1
Section- 73 Section - 73. Presentment of cheque to charge any other person Chapter 1
Section- 74 Section - 74. Presentment of instrument payable on demand Chapter 1
Section- 75 Section - 75. Presentment by or to agent, representative of deceased, or assignee of insolvent Chapter 1
Section- 76 Section - 76. When presentment unnecessary Chapter 1
Section- 77 Section - 77. Liability of banker for negligently dealing with bill presented for payment Chapter 1
Section- 78 Section - 78. To whom payment should be made Chapter 1
Section- 79 Section - 79. Interest when rate specified Chapter 1
Section- 80 Section - 80. Interest when no rate specified Chapter 1
Section- 81 Section - 81. Delivery of instrument on payment, or indemnity in case of loss Chapter 1
Section- 82 Section - 82. Discharge from liability Chapter 1
Section- 83 Section - 83. Discharge by allowing drawee more than forty-eight hours to accept Chapter 1
Section- 84 Section - 84. When cheque not duly presented and drawer damaged thereby Chapter 1
Section- 85 Section - 85. Cheque payable to order Chapter 1
Section- 85 A Section - 85 A. Drafts drawn by one branch of a bank on another payable to order. Chapter 1
Section- 86 Section - 86. Parties not consenting discharged by qualified or limited acceptance. Chapter 1
Section- 87 Section - 87. Effect of material alteration Chapter 1
Section- 89 Section - 89. Payment of instrument on which alteration is not apparent Chapter 1
Section- 90 Section - 90. Extinguishment of rights of action on bill in acceptor's hands Chapter 1
Section- 91 Section - 91. Dishonour by non-acceptance Chapter 1
Section- 92 Section - 92. Dishonour by non-payment Chapter 1
Section- 93 Section - 93. By and to whom notice should be given Chapter 1
Section- 94 Section - 94. Mode in which notice may be given Chapter 1
Section- 95 Section - 95. Party receiving must transmit notice of dishonour Chapter 1
Section- 96 Section - 96. Agent for presentment. Chapter 1
Section- 97 Section - 97. When party to whom notice given is dead Chapter 1
Section- 98 Section - 98. When notice of dishonour is unnecessary Chapter 1
Section- 99 Section - 99. Noting Chapter 1
Section- 100 Section - 100. Protest Chapter 1
Section- 101 Section - 101. Contents of protest Chapter 1
Section- 102 Section - 102. Notice of protest Chapter 1
Section- 103 Section - 93. Protest for non-payment after dishonour by non-acceptance Chapter 1
Section- 104 Section - 104. Protest of foreign bills Chapter 1
Section- 104 A Section - 104 A. When noting equivalent to protest Chapter 1
Section- 105 Section - 105. Reasonable time Chapter 1
Section- 106 Section - 106. Reasonable time of giving notice of dishonour Chapter 1
Section- 107 Section - 107. Reasonable time for transmitting such notice Chapter 1
Section- 108 Section - 107. Acceptance for honour Chapter 1
Section- 109 Section - 109. How acceptance for honour must be made Chapter 1
Section- 110 Section - 110. Acceptance not specifying for whose honour it is made Chapter 1
Section- 111 Section - 111. Liability of acceptor for honour Chapter 1
Section- 112 Section - 112. When acceptor for honour may be charged Chapter 1
Section- 113 Section - 113. Payment for honour Chapter 1
Section- 114 Section - 114. Right of payer for honour Chapter 1
Section- 115 Section - 1115. Drawee in case of need Chapter 1
Section- 116 Section - 116. Acceptance and payment without protest Chapter 1
Section- 117 Section - 117. Rules as to compensation Chapter 1
Section- 118 Section - 118. Presumptions as to negotiable instruments Chapter 1
Section- 119 Section - 119. Presumption on proof of protest. Chapter 1
Section- 120 Section - 120. Estoppel against denying original validity of instrument Chapter 1
Section- 121 Section - 121. Estoppel against denying capacity of payee to indorse Chapter 1
Section- 122 Section - 122. Estoppel against denying signature or capacity of prior party Chapter 1
Section- 123 Section - 123. No indorser of a negotiable instrument shall, in a suit thereon by a subsequent holder, be permitted to deny the signature or capacity to contract of any prior party to the instrument. Chapter 1
Section- 124 Section - 124. Cheque crossed specially Chapter 1
Section- 125 Section - 125. Crossing after issue Chapter 1
Section- 126 Section - 126. Payment of cheque crossed generally Chapter 1
Section- 127 Section - 127. Payment of cheque crossed specially more than once Chapter 1
Section- 128 Section - 128. Payment in due course of crossed cheque Chapter 1
Section- 129 Section - 129. Payment of crossed cheque out of due course Chapter 1
Section- 130 Section - 130. Cheque bearing "not negotiable" Chapter 1
Section- 131 Section - 131. Non-liability of banker receiving payment of cheque Chapter 1
Section- 131 A Section - 131 A. Application of Chapter to drafts Chapter 1
Section- 132 Section - 132. Set of bills Chapter 1
Section- 133 Section - 133. Holder of first acquired part entitled to all Chapter 1
Section- 134 Section - 134. Law governing liability of maker, acceptor or indorser of foreign instrument Chapter 1
Section- 135 Section - 135. Law of place of payment governs dishonour Chapter 1
Section- 136 Section - 136. Instrument made, etc., out of India, but in accordance with the law of India Chapter 1
Section- 137 Section - 137. Presumption as to foreign law Chapter 1
Section- 138 Section - 138. Dishonour of cheque for insufficiency, etc., of funds in the account Chapter 1
Section- 139 Section - 139. Presumption in favour of holder Chapter 1
Section- 140 Section - 140. Defence which may not be allowed in any prosecution under section 138 Chapter 1
Section- 141 Section - 141. Offences by companies Chapter 1
Section- 142 Section - 142. Cognizance of offences Chapter 1
Section- Schedule Enactment [Repealed] Chapter 1

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